How to make a BCA credit card : BANSOS
How to make a BCA credit card : BANSOS

How to make a BCA credit card : BANSOS

How to make an BCA credit card for ACC Speed

No people think that how to make a BCA credit card is so difficult. BCA is Indonesia’s largest private bank.

Of the different types of credit cards offered by banks, it can be said that BCA credit cards have many enthusiasts.

Credit card today is as a need, especially in masa as it is now, compared to  kan bymaking payments in cash, payment using  a credit card is considered more fun and practical.

Even for business people, credit cards are very useful because they can be used to buy goods for production needs first andat the end of the month, only making payments according to the amount of the account.  

Benefits of having a BCA credit card

Owning a BCA credit card will surely provide different benefits when compared to credit cards from other banks. The first advantage, you can enjoy very competitive credit interest rates. All BCA credit cards you use, whether Visa or Master Card, all have very attractive interest rates.

Second, you can buy abroad with ease. You can buy abroad using a BCA credit card safely and safely, except that the exchange rate owned by this credit card is very small. BCA even provides BCA Travel Service, which will help you during your holiday abroad.

Third, payments are received in real time. If you make a credit card payment using a BCA ATM, BCA By phone orusing Ber as a transaction facility by BCA, the limit is automatically increased at the time, although you makethe payment on vacation.

Fourth, there is a very broad trade network. How to make a BCA credit card is so sought after, one of which is because of this advantage.

CC BCA types you need to know

BCA provides a wide selection of types of credit cards and is divided by payment. In addition, the limit of this credit card is also different, so you can adjust it to your needs and income. Here’s more information about choosing BCA credit card types:

  1. Several cards that are included in the type of BCA card such as the Daily Card. The limit of this card is 3 million IDri and has an annual fee of 125 thousand IDR. There is also a platinum card with a limit of 20 million and an annual fee of 250,000 idrites. Finally, there is an Indomaret card with a limit of 3 million and an annual fee of 125 thousand IDRI.  How to make a BCA credit card is pretty easy.


  1. BCA Mastercard. In the BCA Mastercard type, the platinum type has a limit of 20 million idrites, while the annual fee is 450 thousand idrites, the black type has a limit of 20 million and an annual fee of 450 thousand IDRI, finally Matahari Mastercard, a limit of 3 million and an annual fee of 125 thousand IDRI.


  1. BCA Visa Card. Visa Batman has an annual fee of 125,000 IDri and a limit of 3 million idrites, a visa black limit of 20 million and an annual fee of 450,000 idrites in Singapore, an annual fee of 500,000 thousand and a limit of 20 million idri. How to make a BCA Black credit card is quite difficult, but the given limit is large.


  1. BCA JCB Card types are divided into 2 types, namely National Privileges and World Privileges. This credit card product is actually a special product so that you can contact BCA directly for information about annual allowances and card restrictions.

How to make a BCA credit card

Before making a credit card from BCA, you must ensure that you have met the different requirements provided by BCA, such as the minimum age of the card applicant is 21 years old and at most 65 years old, then the minimum monthly income is RP. 4 million, and for some cards at least Rp. 3 million.

Documents that must be prepared when you want to apply for a card such as ID cards, proof of income for employees and professionals. If you are a self-employed person by profession, you must display financial reports. In addition, other files such as photocopies of savings accounts. NPWP, a professional license for those of you who work as professionals and parts for business establishment for self-employed people.

If different types of documents are complete, how to make a BCA credit card can be made online and offline.

If you decide to apply for a credit card offline, you should only visit the nearest BCA branch, carrying various documents. Later, the user service will help you process the card application. Fill in all forms provided by the user service, make sure you fill them in completely. So that the card can be processed faster.

Advice on BCA credit card applications to be accepted

Although it is very easy to create a BCA credit card in order for your credit card application to be accepted, you must meet the different conditions.

Second, make sure you have a good credit history. BcA Bank certainly does not want to accept applications if you have a bad credit history. So make sure you don’t have payment debts or non-executing credit history for at least the last 6 months. If you still have installments, make sure you pay on time.

Thirdly, revenue corresponds to the criteria required by the bank. It is explained that the minimum income must be 3 million and there are some cards that are 4 million idrites. Make sure your income is appropriate. Some types of jobs can be quite risky, if that’s how you can start saving using BCA to have enough savings there.

Fourth, they have enough savings on a BCA account. In fact, it will be easier if you have enough money on your BCA account, or have been a bca user for many years. Becoming a loyal client, of course the bank will take a good look at your application.

BcA credit card can really be the best choice for those of you who want to have a credit card with professional and complete services, especially since the offers provided every month are very attractive. How to make a BCA credit card is also very easy and the process is very fast, so what are you waiting for.

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